Rajat Soni, CFA
🎯 I'm the Bitcoin guy 💼 10 years of finance industry experience 🧠 1 BTC = ∞ USD 🚨 This is my only account
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The US government took the US Dollar off the gold standard in 1971. If we don't understand the implications of this move, we will go through the same cycle over and over again. L...
If I could go back 10 years and give myself some advice, here's what I would say:
Not every home purchase is an investment. Let me explain:
Banks make BILLIONS each year from people who don't understand how credit cards work. Stop letting them take advantage of you. Here's a breakdown of how credit cards work:
Your CREDIT SCORE shows how risky it would be for a lender to let you borrow money. 5 key components make up your credit score. Let's break each one down:
If mortgages didn't exist, life would be a lot less expensive. Let me explain:
The US Federal Housing Administration recently approved 40-year mortgages. They are a TRAP. Let me explain:
In case the US Dollar loses its world reserve currency status, you need to find a way to protect your wealth. Here are some ways to do so:
I grew up thinking all debt is bad. It took me a long time to realize that's not true. Just like every topic in personal finance, debt is subjective. That includes whether you'...
Owning stocks in Canada requires an account with a stock brokerage. There are 7 major account types. Here's a summary of how each one works:
Looking to fix your finances? Here's a list of: - 68 ways to save money - 50 ways to make more money - 40 ways to get out of debt - 30 money tips for parents 👉 (Save this post!!...
There's a lot of confusion about CBDCs. It seemed like a stretch in the past, but the US may be deploying one in July. What are CBDCs and how do they work? Let me explain: