Gichuki Kahome
My mission is to spread financial wellness. I help people manage their finances & build wealth through investing. Email: gichukikahome@gmail.com
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SACCOs will always be better avenues of credit because: 1. Their interest rates do not change with the changing CBR rate like banks. 2. Interest is paid on the reducing balance,...
A thread of all my best threads on personal finance & Investing. This is a masterclass on personal finance on it's own. You can bookmark for later or share with your friends.
If you invest in bonds as a retail investor, you have to be very careful with how you do it. Otherwise, your lack of knowledge will cut down on your returns. Here are a few thi...
Narrowing the wealth gap isn't easy. The poor borrow money from the government via hustler fund. The rich lend money to the government via treasury bonds. The poor borrow money...
With a retirement portfolio of Sh 20M, you can withdraw Sh 1.2M every year and probably never run out of money. This will account for only 6% of your portfolio. With an average a...
If you would like to join the finance sector in Kenya, here are some problems that you can try to solve: 1/ Organize Chamas. If you ask around, almost everyone belongs to one or...
Many people approach SAVING in the wrong way. Here's why saving is the CONERSTONE of financial success and how to get the most out of your savings: 1/ Do not save what is left af...
To save with a SACCO or a MMF? In a MMF, you can withdraw your money within 2 days. For a SACCO, you can only access your savings by taking a low interest loan. For a SACCO, you...
Some of the worst places to put your money into: 1. Bank's saving account 2. Bank's fixed deposit account 3. Education policies 4. Under the mattress The easiest way to gauge som...
Most people have good, high, regular incomes but struggle to build wealth. Here's a guide you can follow to build & grow your portfolio:
I get a lot of questions about Branch [@branch_mfb] Savings products. They offer 15% interest on savings per annum. How is this possible? Is it a scam? Here's the whole story fo...
Some No-Brainer Investment Decisions: 1. Monthly SACCO deposits 2. Monthly MMF top ups 3. Regular DCA with an ETF like $VOO Normalize buying cash producing assets like you buy f...